How to Prove Fault in Pedestrian Accidents Occurring on Private Property

Pedestrian accidents are traumatic, potentially life-changing events, and when they occur on private property, the process of determining fault becomes significantly more complicated.
Unlike accidents on public roadways, where traffic laws and accident reporting are clearly defined, private property accidents introduce elements such as property owner liability, maintenance responsibilities, and the varying behaviors of drivers and pedestrians.
In the state of Kentucky, proving fault in pedestrian accidents on private property often requires a nuanced understanding of both premises liability and personal injury law. Collaborating with an experienced attorney is critical to understanding these legal concepts and securing rightful compensation.
Slechter Law Firm in Louisville, Kentucky, has skilled personal injury attorneys who are willing to look into the situation and find what course of action is best. Here, this article will explore the various aspects involved in proving fault in pedestrian accidents on private property in Kentucky, the legal standards applied, and the role of a lawyer in building a successful case.
Pedestrian Accidents on Private Property
Pedestrian accidents on private property can occur in various locations. These include:
Shopping mall parking lots
Apartment building driveways
Private residential driveways
School campuses
Industrial and commercial zones
Hotels and resorts
Each of these locations brings a different legal context in terms of responsibility. Unlike public roads governed by state and municipal laws, private property introduces the possibility that multiple parties may share liability, including the driver, the pedestrian, the property owner, or even a third-party maintenance provider.
What Is the Legal Structure in Kentucky?
There are a few common and important legal concepts to understand in Kentucky.
Comparative Negligence Rule
Kentucky follows a pure comparative negligence model under KRS § 411.182. This means that a plaintiff (in this case, the injured pedestrian) can recover damages even if they’re found to be partially at fault for the accident, even up to 99%. However, their compensation is reduced by their percentage of fault.
Statute of Limitations
Under Kentucky law, the statute of limitations for filing a personal injury claim is typically one year from the date of the accident (KRS § 413.140). If the injury involves a motor vehicle, the statute may extend to two years (KRS § 304.39-230), depending on when Personal Injury Protection (PIP) benefits are paid.
Who May Be at Fault?
When a pedestrian is struck on private property, determining who is at fault requires a comprehensive investigation. The following parties may bear liability:
The Driver
Drivers must exercise due care, regardless of whether they’re on public or private property. If a driver fails to yield, speeds in a parking lot, or is distracted (e.g., texting while driving), they may be held primarily responsible.
The Property Owner
If unsafe conditions on the property contributed to the accident (e.g., poor lighting, inadequate signage, overgrown landscaping that obscures vision), the property owner may be liable under premises liability law.
The Pedestrian
Pedestrians also have a duty to act reasonably. Walking while distracted, ignoring clearly marked pathways, or darting into traffic unexpectedly can contribute to comparative negligence.
Third Parties
Sometimes, a third party like a security company, maintenance contractor, or event organizer may share responsibility if their negligence played a role in the accident.
Steps to Prove Fault
The following are steps you and a lawyer should take after a pedestrian accident occurs.
1. Document the Scene Immediately
Proving fault begins at the accident scene. Whether you’re the injured pedestrian or assisting someone who is, the following evidence should be preserved:
Photographs or video: Capture the location, vehicle positions, signage, lighting, road conditions, obstructions, or hazards.
Surveillance footage: Many private properties have security cameras. A lawyer can help obtain this footage before it’s overwritten.
Witness statements: Independent eyewitness accounts are invaluable in verifying events.
Driver and insurance details: Collect the driver’s contact information and insurance details, even on private property.
Incident reports: If the accident occurred at a business or institution, file an incident report with the property management immediately.
Your attorney will work to help you while the fault is being determined.
2. Seek Medical Attention
Even if injuries seem minor, seek prompt medical evaluation. Medical records serve as critical evidence, and delays in treatment can be used by the defense to argue that injuries weren’t caused by the accident.
3. Report the Accident to Police (if applicable)
In Kentucky, private property accidents involving injuries may still be reported to law enforcement, especially if the driver left the scene or if alcohol was involved. While the police may not always file a report on private property incidents, having an official record helps establish a timeline and credibility.
4. Hire an Experienced Kentucky Personal Injury Lawyer
Proving fault in a private property accident is complicated. An attorney will perform the following functions:
Investigate Liability
Lawyers work with accident reconstruction experts, engineers, or safety professionals to determine liability. They assess the responsibilities of each involved party under state law and property regulations.
Gather and Preserve Evidence
Legal professionals know how to request surveillance footage, subpoena documents, and retain expert witnesses. Preservation letters can be sent to businesses to prevent the deletion of crucial footage or records.
Handle Insurance Companies
Insurance companies often dispute liability, especially on private property. A lawyer negotiates with multiple insurers (e.g., driver’s auto insurance, property owner’s liability policy) and counters arguments of contributory negligence.
File the Lawsuit Timely
Attorneys assure that all filings are done within the applicable statute of limitations and that procedural rules are followed.
Build a Comprehensive Case
A strong legal claim includes medical records, lost wage calculations, pain and suffering documentation, and expert testimony. A lawyer can quantify damages persuasively and seek full compensation.
Premises Liability and Negligence
Understanding premises liability is crucial in cases on private property. This legal theory holds that property owners and occupiers must maintain reasonably safe conditions for visitors.
Here are some elements of a premises liability claim in Kentucky:
Duty of care owed to the pedestrian (e.g., invitee, licensee, or trespasser)
Breach of that duty through action or inaction (e.g., not fixing a pothole)
Causation, meaning the breach directly led to the accident
Damages, such as physical injury, lost income, and emotional trauma
In Kentucky, the degree of care owed depends on the pedestrian’s status:
Invitee: Lawfully on the property for business purposes; the highest duty of care owed
Licensee: Social guests; moderate duty owed
Trespasser: Lowest duty owed, though some exceptions exist (e.g., children)
A lawyer will evaluate this status to argue the level of responsibility the property owner had.
Comparative Negligence
In cases involving both driver and property owner negligence, or when the pedestrian may also share blame, Kentucky’s pure comparative negligence doctrine becomes pivotal.
Here’s an example scenario:
A pedestrian is walking in a shopping center parking lot at night.
The driver, distracted by a cell phone, strikes the pedestrian.
The area has poor lighting, and there are no pedestrian walkways.
The pedestrian was jaywalking through a non-designated area.
In this situation:
The driver may be 60% at fault
The property owner may be 30% at fault for poor lighting and design
The pedestrian may be 10% at fault
If damages total $100,000, the pedestrian could still recover $90,000 under Kentucky’s comparative negligence rule.
Evidence a Lawyer Will Use to Prove Fault
There are a few key pieces of evidence that the accident lawyers will examine.
Photos and videos from the scene
Accident reconstruction reports
Surveillance footage
Weather and lighting conditions
Property maintenance records
Witness statements
Medical records and injury reports
Expert testimony
Traffic and design standards for private lots
An experienced lawyer will use this evidence to build a narrative that persuades insurance adjusters, opposing counsel, or a jury.
Common Defense Tactics and How Lawyers Counter Them
It’s good to be aware of these tactics before they come up so your counsel can prepare accordingly.
“It Was an Accident on Private Property – Not Our Responsibility”
Many defendants argue that because the accident happened on private land, there are no clear traffic rules. Lawyers counter by referencing local ordinances, industry safety standards, and negligence principles.
“The Pedestrian Was at Fault”
Comparative fault arguments are common. An attorney will present surveillance, professional opinions, and witness accounts to show that the pedestrian acted reasonably.
“No Serious Injury Occurred”
If the defense argues that injuries are exaggerated, a lawyer will use medical experts and documentation to prove the extent and long-term consequences of the injuries.
Reach Out to a Personal Injury Attorney
Proving fault in pedestrian accidents that occur on private property in Kentucky is far from straightforward. It demands a detailed investigation, knowledge of state-specific premises liability law, an understanding of comparative negligence, and the ability to gather and present compelling evidence. An experienced personal injury lawyer isn’t just helpful — they’re essential. Slechter Law Firm serves clients in Louisville, Lexington, and throughout the state of Kentucky. Reach out today.